1. Acceptance of Terms

These Terms of Use govern your access to and use of this website operated by Newvest Recoveries Sdn Bhd (“Newvest”, “we”, “our” or “us”).

By accessing, browsing or using this website or any of its pages, you agree to be bound by these Terms of Use.

If you do not agree, you must discontinue access immediately.

2. Purpose of Website

This website is provided for general informational purposes only.

Nothing on this website:

• constitutes legal, financial or professional advice;
• constitutes an offer, solicitation or recommendation of services; or
• replaces any agreement, notice or communication issued in relation to a specific account or legal matter.

3. Regulatory Position and Scope

This website is intended for users accessing it from within Malaysia.

Information on this website is not intended for use in jurisdictions where such access would be contrary to local laws or regulations. You are responsible for ensuring your access complies with applicable laws.

4. Debt Recovery Disclaimer

4.1 Agency-Based Recovery

In most cases, Newvest acts as an appointed agent on behalf of creditors.

When acting as agent:

• Newvest is not a court, enforcement authority or public body;
• Newvest does not issue court orders, warrants or statutory enforcement instruments; and
• Any legal proceedings may only be commenced by the creditor through appropriate legal channels.

4.2 Debt Ownership

In certain cases, Newvest may lawfully acquire and purchase debts.
Where Newvest is the legal owner of a debt, it may exercise the rights of a creditor, including commencing civil legal proceedings through the courts, subject to applicable laws.

No communication on this website should be construed as a court order unless issued by a court.

5. Use of Website

You agree that you will not:

• use the website for unlawful or improper purposes;
• attempt to gain unauthorised access to the website or its systems;
• introduce malicious code, viruses or disruptive material;
• misuse information published on the website to harass, threaten or mislead others; or
• interfere with the security or functionality of the website.

6. Intellectual Property

All content on this website, including text, graphics, logos, trademarks and layout, is owned by or licensed to Newvest and protected under applicable intellectual property laws.

You may view and download content for personal, non-commercial use only.
No content may be reproduced, modified, distributed or used for commercial purposes without prior written consent.

7. No Warranties

Information on this website is provided on an “as is” and “as available” basis.

Newvest makes no representation or warranty, express or implied, regarding:

• accuracy, completeness or currency of the information; or
• uninterrupted or error-free operation of the website.

8. Limitation of Liability

To the fullest extent permitted by law, Newvest shall not be liable for any loss, damage or expense arising from:

• use of or reliance on this website; or
• inability to access the website.

Nothing in these Terms limits liability that cannot be excluded under applicable law.

9. Links to Third-Party Websites

This website may contain links to third-party websites provided for convenience only.
Newvest does not control or endorse those websites and is not responsible for their content or security practices.

10. Privacy and Data Protection

Use of this website is subject to our Privacy Notice and Data Protection & Cyber Security Policy, which explain how personal data is handled and protected.

By using this website, you acknowledge that you have read and understood those documents.

11. Changes to Terms

Newvest may amend these Terms of Use from time to time.
Revised Terms will be published on this website and take effect upon publication.

Continued use of the website constitutes acceptance of updated Terms.

12. Governing Law and Jurisdiction

These Terms of Use are governed by the laws of Malaysia.
Any disputes shall be subject to the exclusive jurisdiction of the Malaysian courts.

13. Contact

For enquiries relating to this website or these Terms of Use, please contact:

Newvest Recoveries Sdn Bhd
Attention: Compliance Function